Don’t risk your nest egg on the wrong home
We understand the pressure that comes with downsizing your home for retirement. As downsizers, you’re exchanging the family home for a more manageable lifestyle, but it’s important to make the right choice that aligns with your retirement years.
You deserve a home that’s perfect for you. We can help you find it.
Buy without the stress and with confidence you’ve found the right home
Get access to off-market properties
Find the smaller, low-maintenance home you want
Buy without risking your future
Know you’ve made the right decision
Move into your new home sooner
Get your free time back and enjoy!
Why downsizing your home makes sense
If your current home’s layout feels too large or no longer serves your needs, downsizing can offer many benefits. A smaller home can reduce utility and home maintenance costs while providing more time and energy to enjoy your retirement.
- Fewer guest rooms mean less cleaning and upkeep.
- Freeing up capital tied up in your home allows you to enjoy financial freedom.
- Access to extra money from the sale of a larger (often three or four-bedroom) house can support a better lifestyle or boost your superannuation fund.
Key financial considerations when downsizing your home
When selling your family home and buying a new, smaller property, there are several financial factors to consider. From capital gains tax to stamp duty and other tax considerations, we can help you easily navigate these complexities.
- Tax implications may arise when selling a home, but there could be tax advantages you can explore with the help of a legal professional.
- If your family members are part of the decision-making process, having independent advice from professional services can help clarify the financial factors involved.
- You might also need to consider government benefits, such as the age pension or the income test, which the assets test could impact after selling your home.
Legal and financial perspectives
There are legal fees and tax considerations to factor into the process of downsizing your home for retirement. Templeton Property connects you with trusted professional services to ensure everything from bank accounts to financial assets is managed seamlessly. We take the guesswork out of tax and stamp duty concerns, guiding you to the right options based on your situation.
Federal government support and benefits
As a retiree, you may be eligible for tax exemptions or government benefits that help ease some of the financial burdens of downsizing real estate. Some properties may also be partially exempt from taxes, depending on your financial and legal situation.
How Templeton Property helps you navigate downsizing real estate
We take a financial perspective on downsizing. We ensure that selling your home is a sound financial decision that will secure your future. We help you mentally prepare for the move, ensuring a smooth transition into a like-minded community that fits your lifestyle.
- Ill health or changing physical needs? We’ll help you find a low-maintenance home that suits your health requirements.
- Worried about utility costs or cash flow? We’ll match you with a property that fits your budget and future goals.
The help you need as you navigate one of the biggest financial decisions of your life
The market is challenging for downsizers, but you don’t have to do it alone. At Templeton Property, we exist to find our clients the home or investment that uniquely fits their specific criteria.
Benefit from 25 years of expertise
With decades of experience, we bring unmatched knowledge and insight to guide you confidently through the process.
Led by Sam Price, a seasoned professional
Sam is a registered property valuer who also holds qualifications in Town Planning and a Master of Business in Professional Accounting, ensuring every decision is backed by expert precision
Proven success with over $250 million in property purchased
Our track record speaks for itself, with a history of successful transactions that have helped countless downsizers achieve their property goals.
Exclusive access to off-market properties
Through our extensive network and relationships, we offer access to properties that aren’t listed on public portals, giving you a competitive edge in securing your ideal home.
The path to your perfect downsized property
At Templeton Property, we make the process of downsizing your home as smooth and stress-free as possible.
Connect with us, in person or via video call
Tell us about your ideal home – the more detail the better. What suburb, how many bedrooms, proximity to transport – we need to know it all.
Leave the heavy lifting to us
We’ll search, negotiate and secure the perfect home for you. Our connections with off-market properties mean you’ll have access to exclusive listings that fit your lifestyle and financial goals.
Start living your best life
With the perfect home secured, you can get back your time, do the things you love, and start enjoying your retirement with peace of mind.
FREE Consultation or phone (07) 3368 1988 today!
Make the right move for your retirement years
Downsizing your home for retirement is one of the most significant decisions of your life. Our team of experts provides you with independent advice and helps you manage everything from the sale proceeds to the legal fees involved in buying a smaller home. Let Templeton Property guide you through the process so you can enjoy your new life with financial freedom.
Schedule your free consultation today
Don’t let the complexities of downsizing your home hold you back. Get the support you need to find the perfect low-maintenance property and start enjoying your retirement with confidence.