What are the 4 types of bank Valuations?

26 July 2022

Hi, Sam here from Templeton Property and today I’d like to discuss – What are the 4 types of bank Valuations?

When you approach a bank in relation to borrowing money to purchase a home or investment property in Brisbane, the bank will need to determine the value of any other properties you own, as well as confirming the value of the property that you are looking at purchasing. They have 4 different types of Valuations available to them, depending on the loan to value ratio and the amount of the new loan and equity available.

1. Automated Valuation Model – In this case the bak uses an online statistically computer programme to assess the value range for the property.

2. Desk top Valuation – In this option the Valuation is determined by a registered valuer from their desk, utilising online information available on the property and sales data.

3. Kerbside or Drive-by Valuation – In this scenario the Valuer literally drives past the property and reviews online information and sales to determine the value.

4. Full Valuation – And finally you have a full Valuation, were the Valuer will physically inspect the property, measure the improvements, review sales and provide a comprehensive report and Valuation to the bank.

If you have any questions in relation to this video or regarding property in South East Queensland, please don’t hesitate to call me directly on 0418 159 993 or email

Sam Price – Brisbane Buyer’s Agent

Sam Price

About Sam Price

Sam Price has been helping Australians find the perfect properties for over 25 years.